In our July 24 blog post, we introduced the topic of Mobile Payment Processing solutions.  The focus of that post was on hardware.  But what should you look for in the software necessary to make your mobile payment processing solution work?

Of foremost importance, the software should be Payment Card Industry PCI-compliant. Other key features to look for include:

• Accepts all payment types including all major credit and debit cards. 
• Utilizes highly secure (PCI DSS Level 1 Certified) payment gateway. 
• Merchant bank and processor neutral.  The software should be certified with all major processors so you can choose the processor you wish and negotiate the best fee. 
• Signature capture support to reduce disputes and still provide a full audit trail with only a 1-part receipt.
• If you’re planning to run either a mobile Field Services or Direct Store Delivery (DSD) application, you may also want to select payment processing software that can be seamlessly intergrated with your core application software. 

Along with the above features, it’s also important to consider the fees involved.  In addition to the fees accessed by the payment processor, typical fees include a non-recurring set-up fee per device, a monthly fee (usually based on the number of devices) and transaction fees (usually based on monthly volume).

DecisionPoint can supply you with the Payment Card Industry PCI-compliant software necessary to make your mobile payment processing solution work. 

Contact DecisionPoint Systems, Inc. to learn more about mobile payment processing solutions.

Companies providing Field Services or Direct Store Delivery (DSD) services readily benefit from mobile payment processing solutions.  Benefits include accelerated payment processing and increased customer convenience and service. 

Motorola offers two accessories compatible with both the Motorola MC70 and the MC75 (which was the subject of our July 21 post) for mobile payment processing:

• Magnetic Stripe Reader   
• Mobile Payment Module   

Since both accessories are clip-on units, the clumsiness of a second, tethered device is eliminated.  With its 1-line LCD display and keypad on one side and Magnetic Stripe Reader (MSR) on the flip side, the Mobile Payment Module is ideal for both credit and debit card payment processing while the MSR7000 Magnetic Strip Reader is designed for credit card payment processing only.  

As mentioned in our July 3 post, Motorola will be introducing an MSR accessory for the MC55 with a target release date of Q4, 2009.

DecisionPoint can supply the Payment Card Industry PCI-compliant software necessary to make your mobile payment processing solution work. 

Contact DecisionPoint Systems, Inc. to learn more about mobile payment processing solutions.

This week the Motorola Mobile Computing Accessories Team announced the expansion of MC55 Accessories to include a Magnetic Stripe Reader (MSR) and DEX cable.   

Motorola MC55

The addition of the MSR and DEX accessories expands the MC55’s application portfolio to include Mobile Point of Sale (MPOS), Identification Verification and Direct Store Delivery (DSD).

MSR Specifications:

• USB Interface 
• Reads Tracks 1, 2, and 3 of a Magnetic Stripe (Tracks 1 and 2 are typically used to read the magnetic stripes of financial cards, such as credit cards, where Track 3 is typically required for reading the magnetic stripe of an identification card, such as a drivers license). 
• Accommodates Power and Active Sync pass through to the MC55 while in a Single Slot Cradle, Four Slot Cradle, and all three charging cables (USB, Charge Only, and Auto Charge). Users of the MSR will appreciate the convenience of not having to constantly remove and attach the MSR when charging or communicating through a cradle or cable. This feature also minimizes the risk of losing or dropping/damaging the MSR.

The MC55 MSR will be available for booking November 2009.

DEX is a protocol that most vending machines utilize to electronically collect vending audit information. The data is typically transferred between the vending machine and the host mobile computer using standard RS-232 protocol.

DEX Cable Specifications:

• Standard ¼” plug “connection to vending machine” 
• 40” ( coiled cable) 
• Serial to USB adapter

Targeted availability for the MC55 DEX cable is Q4 2009.